What if borrower fails to pay-in securities on expiry?

What if borrower fails to pay-in securities on expiry?

In case the borrower fails to deliver securities on the expiry date (reverse leg settlement day), it will result in a buy-in auction on the expiry date and the settlement will be conducted on Auction+1 day.

In case of no-offer in buy-in auction/failure to deliver in auction settlement, the transaction shall be closed out at a price which shall be higher of:

  1. 25% of the closing price of the security on expiry day or,
  2. (Maximum trade price from expiry day -1 day) to expiry day of the security in the capital market segment of NSEIL.

RELATED FACTS: 

  • The only risk a lender has would be the close out risk which occurs on incidence of close out credit of shares.
  • Close out credit of shares is when the borrower defaults but gets the credit of shares from Authorised Intermediary (AI) as NSCCL using the borrower margin blocked (100% stock value + VaR/ELM margin) by having an auction to purchase those shares.
  • This close-out credit of shares is deemed a sale transaction, and if the stock has made any gain from the time the lender purchased it, then short-term capital gain tax would apply on the gain.