What is the process and price of redemption of SGBs on maturity? 

What is the process and price of redemption of SGBs on maturity? 

Following are the details related to the process of redemption of SGB on the maturity:

  • SGBs have fix tenure of 8 years 

  •  The investor will be advised one month before the maturity regarding the ensuing maturity of the bonds.

  • When the SGB matures, the maturity amount is credited to the bank account in Indian rupees (₹) that is linked with the Jainam Demat account. 

  • In case there are any changes in details, for example, account number or email ID, then the investor must intimate the bank or Jainam promptly.

  • The redemption price on maturity is based on the simple average of the closing price of gold of 999 purity of the previous 3 business days from the date of repayment, as published by the Indian Bullion and Jewellers Association Limited (IBJA).