Can NRIs convert an existing resident account into an NRE or NRO account?

Can NRIs convert an existing resident account into an NRE or NRO account? 

An NRI cannot directly convert an existing resident account into an NRO account. However, once their residential status changes, NRIs can convert their resident account into an NRO (Non-Resident Ordinary) account. If they wish to open an NRE (Non-Resident External) account, they must close their existing account and open a new one under the NRE category. They should inform their bank and complete the necessary formalities. 

Convert Resident Account to NRE/NRO: 

Learn how NRIs can convert a resident account to an NRO account or open a new NRE account after their residential status changes. 


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